Are banks, which conducts banking operations electronically through the Internet, where the same function as regular banks with the main aim is to provide services to customers, but without the need to guide the customer to the mechanism conducted via the Internet, and these banks have found in order to facilitate customer service mechanisms more efficient ways, it has begun work these banks in the eighties after the use of cardboard and plastic cards in financial transactions, and with the emergence of electronic trading and the development of the internet has increased the need to use the means to facilitate withdrawal and deposit transactions, and these banks have emerged strongly then and have become an essential of a private banking operation part after an increase in the size of the financial markets and the increasing number of traders, and their need for faster methods in light of the continued increase of the deliberative processes they shorten the time and effort is not limited to time or place for the possibility of dealing with it. This bank is a new direction for the pattern prevailing bank with new additional benefits.
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Advantages of electronic banking:
Easier and save time and effort of various financial transactions without the need to go to the bank or waiting time work schedule, you can transfer funds to complete the transactions by one of these banks.
The ease of financial transactions thereby increasing the size and speed of delivery and thereby increasing liquidity.
Financial electronic transactions have become safer there, there is no possibility for manipulation or exposure of bank checks stolen.
Lower cost: Financial Valtaamlat e do not need to currency required by the normal bank, this addition to the shortcut to go to the bank costs, achieving greater satisfaction to its customers.
Many and varied banking services: enabling electronic banking customers to enjoy additional services.
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Cons electronic banking:
The difficulty of determining the size of a particular bank liquidity, there are internal and external transactions can not be counted and to know its size and thus can not determine the size of the resulting liquidity and this will display the state of the dangers.
The possibility of fraud, and the monument: Some cards can be fraud or copy information other people, especially in light of this great technological development that helps to break some of the information and exit for confidentiality.
An error may occur in the use of this mechanism and any mistake will lead to problems and thus hinder the work.
The difficulty of the appropriate legal application like a normal bank.
This system may be exposed to a virus that may cause penetrate and disrupt the system.
The risk of non-compliance foreign manufacturing operations, which banks may expose the weakness of its policy
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